Terms and Conditions for Online Payments

The Terms and Conditions contained herein shall apply to any person (“User”) using the services of Vikrant Group of Institutions for making payments through an online payment gateway service (“Service”) offered by Vikrant Group of Institutions in association with concerned Bank and Tech Process (“Payment Service Providers”) through Vikrant Group of Institutions's website. Each User is therefore deemed to have read and accepted these Terms and Conditions.

Privacy Policy

Vikrant Group of Institutions respects and protects the privacy of the individuals that access the information and use the services provided through them. Individually identifiable information about the User is not willfully disclosed to any third party without first receiving the User’s permission, as covered in this Privacy Policy.

This Privacy Policy describes Vikrant Group of Institutions's treatment of personally identifiable information that is collected when the User is on the website. Information such as name, email address, age, and gender is collected only when voluntarily provided.

Vikrant Group of Institutions may send emails or other communications to inform Users about services, features, or promotions and may seek voluntary information to improve services.

Disclosure of Personal Information

Please be aware that specific personal information may be released in the following cases:

• To comply with legal processes such as search warrants or court orders.
• If the User violates the Terms of Service or site guidelines.
• To protect the legal rights or property of Vikrant Group of Institutions.
• To investigate illegal activities or threats to website security.

General Terms and Conditions for E-Payment

Users who accept these Terms and Conditions may register and avail of the services. These terms are governed by the laws of India and applicable government directives. Providing information to authorities may be done at the institution’s discretion.

If any provision is found invalid, it will be replaced by a valid provision that reflects the original intent while the rest of the terms remain in effect.

These Terms and Conditions constitute the entire agreement and supersede all prior communications. Printed or electronic versions are admissible in legal proceedings.

Record of Transactions

Records maintained by Vikrant Group of Institutions or the Payment Service Providers shall be considered accurate and binding for resolving disputes.

Refund Policies

Charge Back Transactions: Users must approach Vikrant Group of Institutions for refund claims. Claims to Payment Service Providers will not be entertained.

Fraudulent or Duplicate Transactions: Users should directly contact Vikrant Group of Institutions for resolution.

Server Issues

In case of server slowdown or session timeout, Users must check their bank account before making duplicate payments and contact Vikrant Group of Institutions if necessary.

Limitation of Liability

The Service is provided for convenience and Vikrant Group of Institutions disclaims liability for any loss, error, or damage arising from the use of the Service.

The User is responsible for transactions and agrees that Vikrant Group of Institutions can terminate access without prior notice.

Indemnification

Users agree to indemnify Vikrant Group of Institutions and Payment Service Providers from any claims or losses arising from the use of the services.

Miscellaneous Conditions

• Waiving rights does not mean rights are lost.
• Users' personal data may be susceptible to misuse, and the institution holds no liability for such misuse.
• Users must create and protect their User ID and password and are responsible for all activities under their account.

Debit/Credit Card & Bank Details

Users must ensure that their card details are accurate and authorized for transactions. Payments made must be fully lawful and users are responsible for ensuring sufficient funds are available.

Personal Information Use

Users consent to the collection and use of personal information as permitted by law for security or investigative purposes.

By using the website, users agree to the privacy policy and the continued use of previously collected data.

Payment Gateway Disclaimer

The Payment Gateway is provided for convenience. The institution or Payment Service Providers make no implied or express representations regarding its operation, and usage is at the User’s own risk.

By accepting these Terms and Conditions, the User agrees to all provisions outlined herein.